Telematics and Big Data: Next Generation Automotive Technology

Telematics, Big Data, and Analytics are the three big important ways that are driving the auto industry forward. In this article, we will see how big data analytics, with the insights of information processing, can help transform the automotive and transportation industry globally.

The future of telematics is with big data.

Traditionally, in most automotive and transportation enterprises, specialized business processes have always been analyzed and modeled on whatever limited empirical data or contextual information was available to them. Proper data was few and far between. Or, even if the required data was available, enterprises hardly had any technological know-how with them to harness all the information necessary for their use. It was quite a difficult task to deal with such a situation where enterprises heavily relied upon conventional methods such as going through previous driving records, including taking into account people’s age and gender, locale demographics to accurately predict risk levels among its consumer base. This was something haphazard, awkward and unreliable.

Now with the advanced big data analytics, accessibility to scores of information and the science of telematics are putting the current understandings in new light, offering new conversation starters, and creating new potential outcomes that were not really possible before. “Big Data” as we know it is changing everything for the better. It is changing how the vehicles are built, how they work, how we use them and how they collaborate with everything else in this world: From vehicle-assembling to insurance underwriting, to traffic modeling to optimizing traffic routes, Big Data is changing the world of car/fleet transportation industry in a big way.

Big data analytics plays a very important role in the telematics field. The fact of the matter is that the science of telematics which involves telecommunications and vehicular technologies demonstrates how big data analytics can improve supply chain management, fleet management, increase yield and drastically reduce material costs, not to mention the quality and safety issues that never get compromised using proper big data analytics. In fact, the use of relevant data directly leads to more opportunities. It is in this context we will see how Big Data is bringing transformative elements into the various industry sectors especially in insurance, financial, automotive and transportation and other sectors and improve their business processes.

Telematics All The Way

Telematics is ushering an era of big changes. The way vehicles are insured and how they are driven or repaired are all changing for the better.

Earlier, we have seen that insurance and maintenance standards of vehicles were based on some kind of conjecture and the rough utilization of crude data that was available at hand. But with the use of telematics, a strong evidence of data is promptly accessible that can revamp entire branches of the commercial enterprises and change drivers’ driving behaviors.

Thanks to telematics, the wealth of data that can be derived from vehicles can also be made available to drivers. This is also one of the big changes that telematics promises. As far as valid data is concerned, there are simple ways people can immediately access from their connected car, and this same data can also be transmitted to the manufacturers or insurance companies for that matter. So when data is available and is accessible to users then there is going to be better understandings of their vehicles’ performance, ultimately resulting in helping drivers adopt good driving behavior. Drivers will have access to GPS-related data that will let them know their driving styles, including real-time information on fuel consumption, speed limits, hard acceleration, braking, phone distraction, etc. All this useful information can impact not only their driving performance but also can extend the longevity of their cars.

Driving Innovation and Continued Growth for Auto Insurance

To give you just one example: Consider the insurance industry. Using the great combination of telematics and big data analytics, insurance companies are able to enhance their business processes to an extent that was not possible before.

Basically, the insurance industry is based on analytics and probability. Therefore, to have a proper access to accurate and in-depth data that identifies with every customer’s lifestyle and risk always works in the best interest of the insurance industry. This is an area where telematics has been adding quite a lot of significant value propositions that matter greatly to both insurance companies and their paying clients alike.

With telematics and big data analytics, insurance companies don’t have to resort to guesswork to fix premiums for their customers. It has enabled insurers to reward policyholders, who display good driving conduct and check their vehicle health stats, with lower premiums and rebate offerings by taking the guesswork out of the equation. This is nothing but a big data approach to telematics insurance.

Telematics is a positive trendsetter and has grown exponentially in recent years. The positive impact that it has over companies and consumers alike is proving to be a win-win deal for everyone. And as far as telematics is concerned Big Data would be there too, working hand in hand. Not only consumers but automotive manufacturers and service providers as well are going to get greatly benefitted from the marriage of big data and telematics. And since the relationship is really symbiotic, big data is going to be the future of telematics. Embrace big data and telematics in a big way!

Prime’s telematics system, Xemplar, enables fast and efficient two-way communication between insurers and customers. Xemplar’s mobile app-based system saves you money on hardware and infrastructure costs while also accommodating any mobile device or tablet, reaching drivers anytime and anywhere, and providing your business with critical information in real-time. Contact us now, and in less than 24 hours you will have the best technology solution for auto insurers. for more information visit us at http://www.xemplartelematics.com/

Article Source: http://EzineArticles.com/expert/Sud_Gover/2254163

 

What If the Corporation Tells You to Lie in a Disclaimer?

It has been a long time since I wrote here at this page, and yet, it seems to be just at the right time.

This article is about disclaimers. We’ve all seen the disclaimers, on the back of the product packages, and on television commercials, and sometimes even in the oddest of places, like on plastic bags – disclaimers that say silly things like, “do not put over your head”. Duh, so who’s going to do that anyway?

For the most part, the majority of disclaimers are simply tools that corporations and that lawyers use to make sure that if someone sues, they don’t get harmed or they can get away with claiming innocence.

Yet, some disclaimers are needed, and some make sense and some are quite helpful. So, how does one distinguish between the ordinary, useful disclaimers and the ones that are, so obviously, lawyer’s tools and corporations’ tools to simply stop you from having recourse after one of their products or services has really harmed you? How do you decide which disclaimers are important and which are just plain annoying, and a waste of time, and space and, in many cases, a waste of good human energy?

Or does it really make a difference if we distinguish them, separate them or not? Only you know the answer to that question.

I am writing this article to bring attention, to you, and to the public, the new use of ‘specifically-worded’ disclaimers that are now being demanded for display on some community access channels, and shows. The disclaimer for television is not a real problem. Many producers put disclaimers on their shows, without even being asked to do so.

The huge problem for the latest development in community access television corporations is that ‘specifically-worded’ disclaimer. That’s it — the “specific words”. And when I read the specific disclaimer, I saw, quite quickly, that it simply wasn’t the truth.

So, I ask you. Can a corporation demand that you lie on television (if the disclaimer is obviously not the truth) and if you don’t agree to the lie, can the corporation or the Board of Directors or the boss say that you can not air your show on community television?

Good question!

While I am not sure that I can answer this question directly, I’m pretty sure that I can answer the question by a process of elimination technique. I’ll try that here.

So, by process of elimination, I’ll say that for the most part, on many of the community access television shows, there usually is, more than one person, sometimes as many as four or five guests on the show or four or five “talents” on the show. And, if you think about this logically, you have to know that all those people do not have identical ideas and probably not talking about identical problems or issues.

One guest on the show could be an author, while another guest could be a singer, and another guest could be a folk-song writer, and one guest could be a lawyer. Yes, all those guests can be on one single community access television show. And then there is the Executive Producer. So with the specifically-worded disclaimer notice, it states that the opinions you hear on the show are “solely” of the Producer. And that clearly could not be the truth. There are many times in a show when an Executive Producer can or does invite someone to the show that has a different or even opposite opinion than the guest(s) might have.

So, a more appropriate disclaimer, a more truthful disclaimer might be worded like this, “Disclaimer: The opinions on this show are not the opinions of staff or admin. but they are the opinions / facts of the Executive Producer or of the guests, host or talent on this episode”.

Now, that’s honest, and that’s more truthful and that’s way more acceptable than the other cookie-cutter disclaimer that isn’t truthful.

Yet, in a particular community access studio, the other “specifically worded” disclaimer that doesn’t always represent the truth, is the disclaimer that is being pushed by (some in) the corporation.

Even a member of the Board of Directors has stated that the show will not be aired without the proper (specifically-worded) disclaimer.

So, what does an Executive Producer do, in this case, when the Producer wants to promote a true disclaimer, one that is more accurate than the mis-statement of the ‘specifically -worded’ disclaimer?

Producers’ choices are either:

  1. Say the lie on television (if the show has more than one opinion from various persons), to have their own show aired.
  2. Not put the specifically-worded disclaimer and as a result of that not have the Producer’s show aired on community access television.
  3. Produce the shows somewhere else, in a place that is not requiring the producers to lie on air.
  4. Stop creating television shows.
  5. Wait until the lawyers have their meeting and see what the outcome of the meeting is -regarding the disclaimer notice.
  6. Do the research and the footwork that will come up with better answers than the above answers.

And there are other solutions also, when one really thinks about it. But those are the most obvious solutions, for now.

I invite you to put your input here on this topic. Your opinions are valuable.

DISCLAIMER: (Smiles). Any of these articles are for entertainment purposes only and are never intended as substitution for any legal or medical or other professional advice.

Linda writes on various topics from A to Z. And this topic is on television and disclaimers. Community Television Producers are members of the community who present various topics to air on public television. It’s nice to have some shows that are not governed by commercials or by sponsors. Now, it appears that the corporations are demanding specifically worded disclaimers. What is the future of community television?

Article Source: http://EzineArticles.com/expert/Linda_Perry/200498

 

Stop Digging In Your Purse For Your Keys

Don’t get so caught up in a habit that you don’t think twice about there being a better way. Learning about them can help you to see the solution that has evaded you until this point. Your friends are going to notice the changes and so will you.

Decorative
Purse key hooks are decorative, and you will find a wide assortment of styles and colors. You can get them to help you find your keys every single time. Knowing you are putting you keys in the same place and they will be there when you need them is refreshing. You will enjoy shopping for purse key hooks.

You can select those that match a certain theme or a particular bag you will place them in. You may change them out often or use the same ones by moving them from each time you change the handbag you carry around with you. They make wonderful gifts too for anyone you know who has this same issue! They will appreciate you giving them a solution they can implement.

Easy to Use
There is nothing complex about purse key hooks. In fact, you will be a bit put off that you didn’t learn about them sooner! They are so easy to use and they are very convenient to put into place. Once you start to use them, there is no going back to the process of digging around for your keys when you need them.

This is going to be a great benefit when you need to get your keys fast. It can also be useful when you are in the dark or when you have other people around. If you are unlocking the office or other business element, you want to look professional. Digging around looking for the keys doesn’t give that impression of you at all!

Time Saver
We are all interested in saving time, and purse key hooks can help you to do so. Even though it is just a few minutes when you search, how often does it happen? All of that time can add up quickly. It can make the difference of your day going smooth or you getting frazzled too. It is important to keep your mindset positive and focused.

Safety
Having your keys ready as you approach your vehicle in a parking garage or other setting is always encouraged. Being aware of your surroundings does matter. Purse key hooks allow you to pay attention to this need and to stay safe. If you are distracted looking for your keys, that window of opportunity may arise that can allow something to happen.

When you walk with a purpose, you know who is around you, and your keys are ready to go, you reduce the risk of being involved in something adverse. Statistics continue to encourage women to make these types of changes and purse key hooks is a great place to start!

They look great, they are durable, they increase safety, and they are affordable. What isn’t to love about these great accessories? Make it a priority to shop around and get some ordered so you can start to reap the rewards. It is going to help you several times a day when you reach for your keys.

You don’t need to look any further than Lusso Boutique to find lovely jewelry and handbags. It is fun to shop with us because you can be confident everything is made from quality materials. We also strive to keep prices low so you can enjoy buying more of what you want and not feel guilty about the cost. Our hassle free return policy means you never end up with something you aren’t 100% happy with. This makes your shopping experience stress free. Check out http://www.lussoboutique.com to see our most current collection of items. We add new items regularly so check back often!

Article Source: http://EzineArticles.com/expert/Nancy_Miller/2285732

 

The Bumps In The Road

Each and everyone always have a choice to be happy. We need to learn the reasons for having bumps in the road, grow from them and stay positive.

Life is one big road with lots of signs. So when you are riding through the ruts, don’t complicate your mind. Flee from hate, mischief and jealousy. Don’t bury your thoughts, put your vision to reality. Wake Up and Live! I’ve learned that fear limits your vision. Transform fear into freedom.

We cannot take more than one step at a time. And I cannot tell you how much I appreciate that because the days are long, the road is hard, the trials are there and I never know when, I have this little gray cloud that’s over my head, when it’s gonna start raining on me again. And I do need everyone’s prayers. But I also believe that we’re here for a purpose.

People take different roads seeking fulfillment and happiness.You have to get that through your head. It is not easy to become successful. Good things do not come easy. The road is lined with pitfalls. Resilience isn’t a single skill. It’s a variety of skills and coping mechanisms. But the roughest road often leads to the top.

If we know where we want to go, then even a stony road is bearable. It has never been, and never will be easy work! What he/she needs is education to turn him/her around. What appears to be the end of the road may simply be a bend in the road. Be fearless. Have the courage to take risks. Go where there are no guarantees. Progress is rarely a straight line. Bad things happen to good people all the time. It sucks. It’s not fair but then much of life isn’t fair. It’s how you live that matters. It’s how you deal with the bumps in the road.

It’s not always easy to get over some of those bumps in the road, those disillusionment and disappointments. It needs a strong will. Sometimes, it may take courage. I’m not going to let the past destroy my future. I’m pressing on.
People are always blaming their circumstances for what they are but I don’t believe in circumstances.

Life is so scary, and yet at the same time, so beautiful. Maybe the truth is, it shouldn’t be easy to be amazing. Then everything would be. Take a limitation and turn it into an opportunity. If you expect life to be easy, challenges will seem difficult. If you accept that challenges may occur, life will be easier.

Many times we are our worst enemy. If we could learn to conquer ourselves, then we will have a much easier time overcoming the obstacles that are in front of us. In the journey of life, certain paths may seem to be leading nowhere because of a mountain or hill on the way which may seem to be the end of the journey, but should a pilgrim of life climb such a mountain with tenacity and courage and gets to its apex, he would not only deeply feel and understand the tenacity and the courage it takes to climb the mountain, but he would also see ahead and have a clearer picture of the way forward better!

Life’s greatest lessons are gained from our loses.I learn from them. if we approach them the right way. Mistakes are acceptable as long as the damage isn’t too great.

This article is about how to overcome the roadblocks in life by acknowledging them as part of life and learning from them.

Article Source: http://EzineArticles.com/expert/Rosemarie_Sumalinog_Gonzales/1972656

 

How Social Media Is Being Used To Assassinate a Person’s Character

Social media is a faceless community. In most cases, you do not see the person who likes your photos, resents your posts or even shares your ideas. It is where people tweet and sent threatening messages to strangers without a care in the world. It’s just fun – they say. Let me say that it is never fun if the recipient is scared to the core or if the post involves character assassination. This post is about how social media is being used to assassinate a person’s character.

The dangers and benefits of social media.

No doubt, social media has countless blessings attached to it. It offers you worldwide connectivity, hooks you up with people of shared interests, keeps you informed, and is a great marketing tool. However, It can be both brutal and destructive. It can be used to malign your name. It can be used to gossip and tear apart your character. Needless to say- all of us are just a single step away from character murder. A single careless tweet, an innocent exposing post or a naive “like” can lead to untold agony.

The dangers of rumors and gossip.

Rumors and gossip are words and words can never be taken back. Even if you get an apology, the rumor-monger will not go undoing their mess. Sorry does not heal the mutilated reputation of the victim. It is like putting a nail through a piece of wood – even if the nail is removed, the hole still remains. Gossip hurts. Sometimes it hurts more than a slap or a punch. Negative words spoken about you may dog you for the rest of your life. Worse still, if they are all over the social media – so be careful what you share.

Be careful what you repost on social media.

Although It can be a good opportunity for business growth and networking, it can also be vicious and treacherous. You should never be the bearer of gossip or slander. You should never repost any maligning, hurtful or character assassinating information. Never repost any racist or blackmailing post. This is my take when it comes to what to send and what to avoid; do to others what you would love them to do to you. Always keep this in mind – what goes around, comes around.

Things you should never post on social media.

Yes, you want to hook up with old friends and get to know new ones. Is that the reason you want to share all your details? Be warned! Social media is a live wire that burns and leaves physical, emotional and psychological scars to show for it. No matter your intentions, never share your current location, photos of your family members tagged with their full names, phone numbers and home address. Avoid sharing intimate things because they may come back to haunt you. Don’t give your enemy a gun (information) to bring you down. It has a way of getting what you share, twist it and use it against you. By the way, that is how social media is being used to assassinate a person’s character.

Be careful and wise and you will be safe. It takes years to build a character. However, social media can assassinate it in a twinkling of an eye. This is my advice to you; when sharing information on social media do not do it with your heart only – carry your head along.

Ranches Lee Hall is a pastor. He’s been online now for several years operating different blogs and online businesses and providing helpful information. He enjoy songwriting, reading the bible, playing the keyboard or piano he currently runs http://stopracialprofiling.org

Article Source: http://EzineArticles.com/expert/Ranches_Lee_Hall/1232871